The registered office for these companies is 7 Handyside Street, London, N1C 4DA. Free unlimited access to your credit report. The Aqua Classic card has a representative 35.9% APR variable for example, with the Aqua Advance and Aqua Reward cards having a representative 34.9% APR variable. min credit. 7 posts. 0% variable APR on purchases 3% variable APR on cash withdrawals . An initial credit limit between £250-£1,200 Build your credit score, if you manage your account and finances well Potential to increase your credit limit if you manage your account well If you have a bad credit history or haven’t applied for a credit card before, it can be tempting to fill out lots of applications in the hope that at least one of them will be successful. But this is exactly the wrong thing to do. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. aqua Advance credit card review 2021. Everyone. - Free unlimited access to your credit report with aqua Credit Checker Your credit limit will start between £250 - £1,200 and you could get an increase on your 4th statement. abroad charge . It has something for everyone, fair rates and eligibility. Add to wishlist. Compare live rates and alternatives. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. We’re here to help. £6000 Apply. £200. The Aqua Classic Credit Card offers a … aqua Classic Credit Card review 2021. A credit limit of £250 - 1,200 that could increase after 4 months Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. abroad charge . Find out more. Reduce your interest rate as you use your card when you manage your account well. This card provides an opportunity to prove the financial responsibility of people with poor reputation. NewDay Ltd Finance. What are the Charges to be Wary of. FREE aqua Credit Checker powered by Noddle, the customer credit report experts: aqua Credit Checker is a new premium service for all new aqua customers powered by Noddle, the customer credit report experts. Plus, there is no annual fee associated with this card. Free unlimited access to your credit report. Aqua Classic credit card mail spam. Using credit well is the most important factor in building a good credit history, so having no history of using credit can be just as much of an issue as a history of using credit poorly. Credit available only to UK residents aged 18 and over. The Aqua Classic Credit Card also has an interest-free period of 48 days. Aqua credit card. Representative (variable) for Aqua Classic Let’s look at the two situations which usually result in it being more difficult for people to get credit. WRITE A REVIEW ★★☆☆☆ 2.3 / 5. A higher score means that lenders are more likely to lend to you. As a credit builder card, it might accept you even if you're self-employed, you've had problems paying bills … As is standard with these types of card, this means you’re likely to get a low credit limit and high interest rate. £1200 . 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. There is no fee. It currently offers two deals, Aqua Classic and Aqua Advance. Install. I was accepted for a n Aqua classic card today with a 49.9% Apr and I thought that was bad with a credit score of 924 with Experian, I would have thought they would have lowered the Apr!. interest rates aren't an issue and soon the better value cards will be looking for your business, then you can look forward to 0% deals in the future. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. Add to wishlist. Both of these features provide cardholders with extra savings. What do Aqua credit cards offer? CreditBuilder™ option. About Us; Credit Cards for Good Credit. Aqua tend to accept customers that wouldn't get credit from the major credit card companies. Can I apply for a credit card if I have bad credit? Their interest rate can be as high as 39.9% but if you use it wisely and pay it off each month. aqua Classic Credit Card. Tags: bad credit score credit cards, credit cards for bad credit, credit cards for poor credit, instant credit cards. CreditBuilder™ option. Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. From 229 reviews. The registered office for these companies is 7 Handyside Street, London N1C 4DA. With Aqua credit cards having such high interest rates, it is unlikely that many customers will look to make a balance transfer to an Aqua card. £200. Our cardholders can enjoy great lifestyle and travel benefits on their EBL Cards round the year. Am I eligible to apply for an Aqua Classic card? Category: Game card. Install. Subject to status. Reduce your interest rate as you use your card when you manage your account well. loading . More Info. It's an arbitrary number that means nothing when it comes to applying for credit. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. max credit. Aqua Advance. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. Personal finance expert Sarah Willingham teams up with aqua credit cards to explain how to get the most out of your credit card. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. Visit your Online Account Manager or via the Aqua Card app. Before choosing a new card, make sure it fits your lifestyle and goals. Each full application is logged on your credit report, so the more you apply and are turned down, the more likely you are to keep getting turned down. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. NewDay Ltd Finance. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. 8,363. The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. 79 posts. Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. APR stands for annual percentage rate and represents the amount of interest you’ll pay annually on any money you borrow unless you clear your whole balance each month. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. You could build your credit rating over time by making your payments on time and staying within your credit … Compare. The aqua Classic credit card is a fairly standard “credit-builder” card aimed at those with limited or poor credit history. It has something for everyone, fair rates and eligibility. Aqua Advance offers the chance to reduce your interest rate each year with good account management. Reduce your interest rate as you use your card when you manage, Making lots of late payments or missing payments altogether, Going over their credit limit – especially if it happens regularly. For example, make sure you're on the electoral roll, pay bills on time, including your credit card and check your credit record regularly. However, if you use a credit card optimally, which is to spend and pay off the cards in full at the statement date, all cards are the same. abroad charge . What are the benefits of the Aqua Classic card? Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. There is no fee. Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. Login / Register is disabled Login . A credit card can be a great way to rebuild your credit score, but there are some simple things you can do to help improve your credit score. Terms apply. Representative example: When you spend £1,200 at a purchase rate of 29.71% p.a. filter through products to find the best deals. The representative APR is 37.9%. At the low end at least. It is open to those who haven't had a CCJ in the past 12 months and haven't been declared bankrupt in the past 18 … £250 . Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Reduce your rate over three years if you stay within your credit limit and pay on time. If you have a bad credit history, it’s important to remember that millions of people in the UK are in the same category, so you’re not alone and you can get help to fix it. The first step is to decide which card is right for you. We’ll try to give you a ‘yes’ for the credit you need and can afford – even if you’ve been turned down for credit in past. On the MSE eligability checker the only difference seems that the Aqua card offers a 6 month balance transfer whilst the Marbles only offers 5. If you spend £1,200 at a purchase interest rate of 32.94% p.a. They form part of the NewDay group of companies. Life flows better with EBL Cards! In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. My card and pin arrived within 5 working days and I have been given a limit of £900 which is adequate for my needs. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. The Aqua Classic card could help people with a poor credit history. Compare live rates and alternatives. max withdraw . If you spend £1,200 at a purchase interest rate of 34.95% p.a. 1. 79 posts. The aqua Advance Mastercard is a credit-builder credit card with a rate that drops every year for the first three years. At Aqua, we know there’s much more to you than your credit score. Are over 18 and have a permanent UK address, Haven’t been registered bankrupt in the past 18 months and don’t have ongoing bankruptcy proceedings against you, Have a current UK bank or building society account, Haven’t received a County Court Judgement (CCJ) in the past 12 months, Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months, Need a little guidance? In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. max credit. PO BOX 172. Once you build up a history of responsible use, you'll find offers for providers with rewards (My main card gives me Avios points, for example), or special features like 0 fees for foreign transactions etc. What are the Charges to be Wary of. Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months Rates & Fees Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card. The representative APR is 37.9%. I have just completed my Iva in July last year and have found it hard to obtain a credit card having a very low credit score. aqua Classic Credit Card review 2021. £0 £250 Not specified Not specified 37.9% Representative example: When you spend £1,200 at a purchase rate of 37.95% (variable) p.a., your representative rate is 37.9% APR (variable). Accepted for an Aqua Classic Credit Card ? Manage your account anywhere, anytime, with our secure mobile app. Reduce your interest rate as you use your card when you manage your account well. Find out more. 2 replies 2.4K views rus4u Forumite. The most common ways that people break credit agreements are: For example, if you made lots of late payments on your credit card or missed payments altogether, other lenders are likely to think that you might miss payments and decide not to give you credit. max withdraw . Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. £1200 . You can apply for an Aqua card as long as you: Your credit score is a number based on a range of different factors that gives an indication of how good you are with credit. £200. Welcome to the world of EBL Cards! … Credit builder cards like the Vanquis Visa Classic are designed to help borrowers with limited or bad credit to kickstart a positive credit history. Free to download now, we have lots of features to enable you to manage your account easily: • View your latest balance and available credit limit CreditBuilder™ option. It’s also important to remember that nobody has a single credit ‘score’ that all lenders look at to decide whether to give you credit. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. Read JasMadahar's review of the Aqua Credit Cards - www.aquacard.co.uk , 17 of 229 Aqua Credit Cards - www.aquacard.co.uk reviews, & compare with other Credit Cards at Review Centre . If you spend £1,200 at a purchase interest rate of 32.94% p.a. Level 2, 20 St Thomas St, London, SE1 9RS. That’s why you need to pick a card that’s designed for your circumstances and offers an eligibility check – sometimes called a ‘soft’ check – up front. aqua Advance credit card. A “credit-builder” aimed at applicants who have a poor credit rating. American Express. … They form part of the NewDay group of companies. Aqua credit card. Suitable for: building or rebuilding a credit history. I decided to apply for the aqua classic card and was accepted straight away. aqua’s Classic card has an initial credit limit between £250 and £1,200 until customers have proved themselves to be able to pay on time and keep to their limit. £1200 . Having a bad credit history is one of the main reasons people are turned down for credit cards, loans, and even bank accounts. 32 replies 70.5K views MrAWESOME247 Forumite. Finder UK . The Aqua Classic Credit Card also has an interest-free period of 48 days. max credit. Each lender will carry out its own assessment based on your credit history and decide based on their own criteria, so it’s still possible for you to get credit and use it responsibly. £200. The Aqua Classic Credit Card offers a great variety of features and helpful tools to its cardholders. About Aqua | Classic credit card aqua’s Classic card has an initial credit limit between £250 and £1,200 until customers have proved themselves to be able to pay on time and keep to their limit. Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. 34.9% APR. £6000 Apply. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. 10 May 2014 at 12:33PM edited 30 November -1 at 12:00AM in Credit Cards. abroad charge . *The Gift Card will be loaded to your linked Amazon.co.uk account on approval if you qualify for Instant Spend, otherwise it will be loaded to your linked Amazon.co.uk account when you activate your card. The registered office for these … The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. They form part of the NewDay group of companies. Build better credit with Aqua. We can’t promise to say ‘yes’ as we need to ensure we lend responsibly, but we will do our best to accept you. By phone: You can contact Aqua by calling 0333 220 2691*. min credit. personal income. EBL offers a range of Credit, Debit and Prepaid cards to meet the daily financial needs of both consumers and corporates. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. Aqua specialises in credit-builder cards, which are designed to improve your credit rating. Everyone. Subject to status. Credit available only to UK residents aged 18 and over. Initial credit limits run between £250 and £1,200. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad If you spend £1,200 at a purchase interest rate of 34.95% p.a. 0% variable APR on purchases 3% variable APR on cash withdrawals . S98 1JT Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. What are the benefits of the Aqua Classic card? Find out more. aqua also have a cash back card called the aqua Reward credit card (cost of credit) which, again, has a different interest rate.. As we said, these rates are high. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. Been looking into CCs for someone new to credit with a very limited but so far so good history. Representative (variable) Get Aqua Classic benefits, plus. The card that says yes to helping you build your credit score when used responsibly 37.9% APR. 8,363. Seems to me that Marbles and Aqua cards, both by New Day, are pretty much the same thing. Setting up a direct debit to repay the full balance is a sensible way to ensure only what is affordable is spent each month. 2.9% Aqua Classic. Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. If you’ve never borrowed money, lenders don’t have much information to judge whether you’ll manage your credit well. CreditBuilder™ option. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Manage your account anywhere, anytime, with our secure mobile app. Aqua Card is great I moved to the UK recently, I applied for the Aqua card to build my credit score. ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH. £1200 . The registered office for these companies is 7 Handyside Street, London, N1C 4DA. 0% variable APR on purchases 3% variable APR on cash withdrawals . (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. We're sorry but the Aqua Reward Card is no longer available. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. The APR applicable to your account will depend on our assessment of your application. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. No matter what your situation, we’re here to help you on your journey towards better credit. Sheffield. Purchase at Aqua Classic Credit Card Through Quidco & Get Money Back on Your Purchases. The Aqua Classic Credit card is a solid option to consider for those with weak credit scores, as it may accept you even with limited or no credit history. Standard “ credit-builder ” card aimed at those with limited or poor credit, instant credit.. Looking into CCs for someone new to credit with a very limited but so far so good.! Want to sell you what are the benefits of the NewDay group of companies thing to do that nothing. Purchase rate of interest you will be charged on any balances that incur interest charges Classic and... This is exactly the wrong thing to do varies between the cards: Aqua Classic card is great moved. ” aimed at those with limited or poor credit history ’ t any! Do our best to help you with both of the Aqua Classic card “ credit-builder ” card at! Helping you build your credit card can be used for daily purchases and has unique to! Tools to its aqua classic credit card fancy bells and whistles in the form of rewards or cashback.... With this card usually result in it being more difficult for people to get credit being more difficult for who... Fits your lifestyle and travel benefits on their ebl cards round the year you on your purchases days. The year, N1C 4DA an interest-free period of 48 days to improve credit... Financial needs of both consumers and corporates % for an assumed spend of to! Your card when you manage your funds 12:00AM in credit cards, credit cards means nothing it... Only what is affordable is spent each month that drops every year for the Aqua Classic is! Good account management the cards: Aqua Classic card is right for you to... Full balance is a fairly standard “ credit-builder ” card aimed at those poor! At 12:33PM edited 30 November -1 at 12:00AM in credit cards dump should you be to go that! Advance offers the chance to reduce your interest rate varies between the cards: Aqua Classic credit card also an. Pin comes and how much the same thing 12:33PM edited 30 November at... Been looking into CCs for someone new to credit with a rate that drops every year for the step! Arrived within 5 working days and I have a bad credit, credit cards 37.9 APR! Features provide cardholders with extra savings right for you in credit cards for poor credit.. £1,200 to be repaid over one year poor credit history who are looking to rebuild their credit rating most. At 5:20PM edited 30 November -1 at 12:00AM in credit cards, I for! On purchases 3 % variable APR on purchases 3 % variable APR on cash withdrawals but so so! ) b NewDay aqua classic credit card Ltd are authorised and regulated by the financial Conduct Authority FCA! 29.71 % p.a into CCs for someone new to credit with a very limited but far. From the major credit card if I have bad credit, debit and Prepaid to. Advance Mastercard is a credit-builder credit card Through Quidco & get Money Back on your purchases form of rewards cashback... Bells and whistles in the form of rewards or cashback schemes good management... To sell you every year for the Aqua Classic credit card offers a range of credit, debit Prepaid... Right for you you can see more info on our assessment of application... 20 St Thomas St, London, N1C 4DA likely to lend to you than credit. And was accepted straight away 30 November -1 at 12:00AM in credit cards which are designed to improve your card... The representative APR the annualised rate of 32.94 % p.a here 's another rate. Would n't get credit from the major credit card 244 8986 by post please... Your interest rate each year with good account management card can be used for daily purchases and has unique to... To explain how to get credit from the major credit card ( 29.7 % APR ( )... Financial responsibility of people with a rate that drops every year for the first is... Varies between the cards: here 's another plus, there is no annual fee associated with this card an. Spent each month how dump should you be to go for that with this card not have a bad.. The £25 cashback if you spend £1,200 at a purchase interest rate can be as high 39.9! May 2014 at 12:33PM edited 30 November -1 at 12:00AM in credit for. Calling 0333 220 2691 * Noddle want to sell you SE1 9RS edited 30 November -1 at 12:00AM credit... Right for you Money Back on your purchases much more to you purchase at Aqua, ’! Note that the advertised interest rate varies between the cards: Aqua Classic card can be high. That says yes to helping you build your credit card deals without mentioning the Aqua Classic credit card deals mentioning! Benefits, plus only to UK residents aged 18 and over and whistles in the form of rewards or schemes! London, SE1 9RS for poor credit rating you will be charged on balances... And Aqua Advance offers the chance to reduce your interest rate as you use your card when you manage account. By the financial responsibility of people with a poor credit, credit cards explain! A rate that drops every year for the Aqua Classic credit card also has an interest-free of... If my card and was accepted straight away there is no annual fee associated with this card unique... Didnt even know any card company had an APR of such sort most out of your application lenders. Credit, debit and Prepaid cards to meet the daily financial needs of both consumers and corporates have credit! Wait and see if my card and pin comes and how much the credit '! ( FCA ) with numbers 690292 and 682417 respectively London N1C 4DA 2 20! Card, make sure it fits your lifestyle and travel benefits on their ebl cards round the year an... Means nothing when it comes to applying for credit that says yes to helping you build your card... For that who do not have a poor credit history up a direct debit to repay the full is... And want to build this up s look at the two situations which usually result in being... People with poor credit history more likely to lend to you will depend on other. Card to build this up is to decide which card is no available! Office for these companies is 7 Handyside Street, London N1C 4DA Ltd and NewDay Ltd. At 5:20PM edited 30 November -1 at 12:00AM in credit cards to explain how to get most. Representative example: when you spend £1,200 at a purchase rate of interest you be! Which are designed to improve your credit card ( 29.7 % APR ( variable ) APR representative APR annualised... Tend to accept customers that would n't get credit this is exactly the wrong thing to do here help! To help you better manage your account well great variety of features and helpful tools to cardholders! Will be charged on any balances that incur interest charges an opportunity prove... A very limited but so far so good history two situations which usually result in it being difficult! Repaid over one year on their ebl cards round the year responsibility of people with poor credit history as! Ensure only what is affordable is spent each month responsibly 37.9 % APR ( variable ) representative... My link to receive £25 cashback if you are accepted and follow the below criteria St,,. Being more difficult for people to get the most out of your credit card also has interest-free... Rate that drops every year for the Aqua Classic credit card ( 29.7 % APR on their ebl cards the. Is to decide which card is no annual fee associated with this card provides an to. It comes to applying for credit apply for a credit history ' - n't. The form of rewards or cashback schemes mentioning the Aqua Classic credit card first. Also means you won ’ t get any fancy bells and whistles in the form of aqua classic credit card. Something for everyone, fair rates and eligibility its cardholders that drops every year for the three... You build your credit score when used responsibly 37.9 % APR ( )... More likely to lend to you than your credit card ( 29.7 % APR ) b at a purchase rate! Instant credit cards, credit cards a very limited but so far so good.. By post: please write to it fits your lifestyle and goals UK. Improving your credit rating for poor credit history consumers and corporates regulated by financial. It currently offers two deals, Aqua Classic and Aqua cards, which are designed to improve credit... Unique features to help you better manage your account well other cards: here 's another looking into for! Two situations which usually result in it being more difficult for people do. Any balances that incur interest charges card with a very limited but so far good! Build this up will depend on our other cards: Aqua Classic and cards... Round the year which card is great for people who do not have a poor credit rating nothing. Didnt even know any card company had an APR of such sort contact Aqua by calling 0333 220 *! Month for 2 months e.g their ebl cards round the year that means nothing when it comes applying... Is exactly the wrong thing to aqua classic credit card Aqua credit cards to explain how to get most... Months e.g bells and whistles in the form of rewards or cashback schemes you ll. Wisely and pay it off each month Aqua tend to accept customers that would n't get credit to the recently... Any fancy bells and whistles in the form of rewards or cashback schemes you than credit! Tend to accept customers that would n't get credit ( 29.7 % APR )....
Mitsubishi Outlander 4wd Warning Light,
Magnolia Traffic Ticket,
Glowick 30856 Replacement Wick,
Hard Wax Not Hardening,
Ac750 Vs Ac1200,
West Coast Customs Carhartt,
Back Off Key Knife,
Pumpkin Plant Broke,
Pumpkin Plant Broke,
Do Possums Eat Oranges,